Deni Sunaryo, Hamdan Hamdan, Dita Ayu Pramesylia, Wilda Oktariani, and Ema Imelda. “Digital Transformation in Financial Risk Management: Opportunities, Challenges, and Future Trends”. Management Dynamics: International Journal of Management and Digital Sciences 2, no. 2 (January 17, 2025): 01–11. Accessed March 28, 2026. https://management.ifrel.org/index.php/ManagementDynamics/article/view/65.