The Role of the People's Economic Bank in Dual Regulation in the Implementation and Information of Credit Provision Micro, Small and Medium Enterprises (MSMEs)

Authors

  • Hardi Mulyono Surbakti Universitas Muslim Nusantara Al-Washliyah
  • Muhammad Himan Fikri Universitas Muslim Nusantara Al-Washliyah
  • Wahyu Dwi Sulindra Universitas Muslim Nusantara Al-Washliyah
  • Dina Aprilla Universitas Muslim Nusantara Al-Washliyah
  • Ayunda Mayona Universitas Muslim Nusantara Al-Washliyah
  • Dinda Sasmita Universitas Muslim Nusantara Al-Washliyah
  • Syafrin Ananda Harahap Universitas Muslim Nusantara Al-Washliyah

DOI:

https://doi.org/10.70062/globalmanagement.v2i2.220

Keywords:

Credit landing, MSMEs, Service Improvement

Abstract

Bank Ekonomi Rakyat Mangatur Ganda has great potential in improving the performance of Micro, Small, and Medium Enterprises (MSMEs) through effective credit distribution and targeted information delivery, especially for segments that have not been optimally served. Optimizing the role of banking is carried out through various strategies, such as socializing credit programs, providing convenience in the credit application process, implementing outreach strategies, improving service quality, and financing in potential sectors. In addition, the use of information technology is key to expanding service coverage and increasing operational efficiency. Strategic partnerships with the government, other financial institutions, and MSME communities are needed to create an inclusive and sustainable business ecosystem. With management commitment and implementation of targeted strategies, Bank Ekonomi Rakyat Mangatur Ganda has a great opportunity to significantly encourage MSME growth and contribute to improving the welfare of the wider community.

References

Ahmad Nur Budi Utama dan Ade Irma Suryani, Peranan Perbankan dalam Implementasi dan Informasi Pemberian Kredit Usaha Rakyat, Jurnal Ekonomi dan Bisnis Universitas Jambi, 2023.

Anik Yunitasari, Peran Kredit Bank Perkreditan Rakyat bagi Pendapatan Usaha Kecil (Studi Kasus pada PD. BPR BKK Wonogiri Kantor Cabang Jatiroto), 2021.

Friecillia Eka Setyawati, Alisah Marselia Saputri, dan Siti Alfiyah, Peran Kreditur dalam Pengembangan Usaha Mikro di BPR Nur Semesta Indah, 2024.

Kasmir, Analisis Laporan Keuangan, Jakarta: Raja Grafindo Persada, 2016.

Lonela et al., Implementasi Kredit Usaha Rakyat bagi Pelaku Usaha Mikro Kecil dan Menengah (UMKM), Jurnal Spektrum Hukum, 2024.

Muniroh, Isbandriyati Mutmainah, dan Abdul Muis Miraza, Analisis Pengendalian Internal atas Pemberian Kredit Guna Mengatasi Kredit Bermasalah, 2021.

Radita Galang Prasetyo dan Budi Rahardjo, Strategi Peningkatan Pemasaran Produk Kredit di Perumda BPR Bank Magelang, 2022.

Shalihuddin, Akhmad Firman, dan La Ode Samsul Barani, Dampak Kredit PT. Bank Perkreditan Rakyat (BPR) Ganda Lata terhadap Pendapatan Usaha Mikro, Kecil dan Menengah (UMKM) di Kecamatan Unaaha Kabupaten Konawe, 2016.

Vina Islami, Rani, dan Syahrir, Analisis SWOT dalam Menentukan Strategi Kompetitif pada BPR Rama Ganda, 2022.

Vincentia Devina dan Lusy, Analisis Pemberian Kredit terhadap Pendapatan, 2020.

Downloads

Published

2025-05-14

How to Cite

Hardi Mulyono Surbakti, Muhammad Himan Fikri, Wahyu Dwi Sulindra, Dina Aprilla, Ayunda Mayona, Dinda Sasmita, & Syafrin Ananda Harahap. (2025). The Role of the People’s Economic Bank in Dual Regulation in the Implementation and Information of Credit Provision Micro, Small and Medium Enterprises (MSMEs) . Global Management: International Journal of Management Science and Entrepreneurship, 2(2), 113–119. https://doi.org/10.70062/globalmanagement.v2i2.220

Similar Articles

1 2 3 4 > >> 

You may also start an advanced similarity search for this article.